Attention homeowners in Tucson and Pima County: Need an appraisal?

Here are the top 7 reasons why AZ homeowners call on Reddy Appraisal LLC:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge Pima county's assessment of your property
Remove PMI to reduce their monthly mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in AZ

Own a home in or near Tucson, AZ and need help deciding the value of it?
Contact Reddy Appraisal LLC.

At Reddy Appraisal LLC, we understand the special needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experts in helping folks just like you remove unwanted and unneeded PMI insurance.

Challenging property tax assessments

If you live in an area that is going down or is not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal report from Reddy Appraisal LLC is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Reddy Appraisal LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Reddy Appraisal LLC can We can assist you. While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.